How To Get The Deed To Your House

How To Get The Deed To Your House
by John Carlucci - October 30, 2022

You will need to have your deed with you when you visit an attorney. Some attorneys will ask you to provide proof that you are the owner, such as a bill in your name, a bank statement, and a copy of your driver’s license. Others may request that you have your deed notarized.

What Is A House Deed?

The deed is a legal document that gives the buyer the right to own a piece of land. It is a document created and signed by the previous owner of the property, who sells the property to the buyer. A deed is usually kept by the county clerk’s office and can be examined by anyone who is interested in the property.

As a general rule, the easiest way to get a deed of any type is to request one from the county when you pay your taxes. If you have a mortgage, your bank will usually provide you with a deed of trust and a deed of realty. Ask your lender if they will provide both deeds with your new mortgage, or if they will mail them to you.

Why Should You Care About Your Deed?

Even if you don’t live in the county, your deed may end up being a matter of public record. It may be needed in the future for a mortgage, tax evaluation, or to prove you own your property. It may also come into play if you try to sell your property. A deed can also be used to find out who previously owned your property before you purchased it.

Once you have the deed to your property in hand, you will want to take steps to officially record the deed. To do this you will need to have your deed notarized. Once you have this deed recorded, you will want to make sure that the deed is registered in the county assessor’s office. The county assessor’s office will be able to verify the deed is registered with them. If you go this route, you will want to make sure that you have the deed recorded and registered before you sell your property.

Who Holds The Deed To Your House?

It is important to know who holds the deed to your house. This will ensure that you will have the proper title to your property when you sell it. Most companies will issue a deed to the buyer as long as the mortgage is satisfied. If the mortgage is not satisfied when the buyer takes over, they will not be able to legally own the house.

Once you have your deed in hand, you’ll need to have it notarized. Notarization is a process that authenticates the validity of the deed. It is usually taken care of by the county clerk's office and is needed to officially change who owns a piece of property. After you have the deed notarized, you will need to have it recorded with the county clerk’s office as well. You can do this by paying the recording fee and following the recording procedure. After the deed is properly recorded, you will be the legal owner of your house.

How To Find The House Deed?

You can find the house deed either in the county where you live or at your county clerk's office. If you can't find your deed at your county clerk's office, you can request a copy from the county's tax assessor's office. The deed is usually recorded in the county in which the property is located.

You will need to get your deed to your house record. You will need to go to the county clerk’s office and request a certified copy of a deed. They will need to see proof of your identity and will issue the deed to you. They will likely have to do some research to find the deed if it is not in the county records.

What To Do If Your House Deed Was Lost?

If you’ve lost your house deed, it’s best to call a professional to handle the situation. Depending on where the deed was lost, you may be able to locate your original deed online or through a county clerk’s office. If not, a professional can help you find and get a copy of the deed from the recorder's office in your county.

Conclusion

You will want to ensure that the deed is in your possession before you hand over the keys to your new home. If you do not have the deed, you will want to speak with your real estate attorney to see if you can retrieve the deed from the county courthouse. If you are unable to do so, then you will want to have the deed recorded with the county clerk.

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